40 IUKL staff members went on a visit to Bank Negara on 26 October 2017, organised by the ‘Smile for IUKL’ Campaign committee. The IUKL staff members attended an informative briefing by the Credit Counselling and Debt Management Agency (AKPK) who touched on Cash Flow Management, how individuals can manage their finances and the importance of financial planning. This briefing was in line with the ‘Smile for IUKL’ Campaign’s “Accountability” theme this year.